body,html{margin:0;padding:0}.v2-root{background:#fbefe6;color:#12243d;min-height:100vh;font-family:Georgia,Times New Roman,serif}.v2-root *{box-sizing:border-box}.v2-root button{font:inherit;cursor:pointer}.v2-container{max-width:1270px;margin:0 auto;padding:0 24px}.v2-header{border-bottom:1px solid #e9dcd2}.v2-header-inner{max-width:1270px;margin:auto;padding:15px 24px;display:flex;justify-content:space-between;align-items:center}.v2-brand{display:flex;gap:10px;border:0;background:none;color:#12243d;font-size:34px;font-weight:700;letter-spacing:-1.3px}.v2-brand img{width:34px;height:34px}.v2-header-right{display:flex;align-items:center;gap:17px;font:12px Arial,sans-serif}.v2-header-right button{border:0;background:transparent;color:#12243d}.v2-header-right .v2-pill,.v2-pill{border-radius:20px!important;background:#f7ded0!important;border:1px solid #e6c7b5!important;padding:8px 15px!important;color:#12243d!important}.v2-ticker{border-bottom:1px solid #e9dcd2;overflow:hidden}.v2-ticker-inner{display:flex;align-items:center;gap:24px;white-space:nowrap;overflow:auto;padding-top:10px;padding-bottom:10px;font:11px Arial,sans-serif}.v2-ticker-inner>b{color:#b94e35;font-size:10px}.v2-ticker-inner span{display:flex;gap:5px}.v2-up{color:#18814d}.v2-down,.v2-up{font-style:normal}.v2-down{color:#bf4c39}.v2-layout{display:grid;grid-gap:22px;padding-top:24px;padding-bottom:50px}.v2-maincol{min-width:0}.v2-hero{display:grid;grid-template-columns:56% 44%;background:#fff;border-radius:14px;overflow:hidden;min-height:370px;box-shadow:0 7px 22px #1e243014}.v2-hero-image{border:0;padding:0;overflow:hidden;background:#d8dedb}.v2-hero-image img{width:100%;display:block}.v2-hero-copy{padding:29px 25px;display:flex;flex-direction:column;align-items:flex-start}.v2-kicker{font:700 10px Arial,sans-serif;letter-spacing:.8px;color:#b84f34;text-transform:uppercase}.v2-hero-copy>button:not(.v2-read){border:0;padding:0;background:none;text-align:left;color:inherit}.v2-hero-copy h1{font-size:clamp(29px,3vw,43px);line-height:1.06;letter-spacing:-1.1px;margin:15px 0 16px}.v2-smallcaps{font:700 10px Arial,sans-serif;letter-spacing:1px}.v2-hero-copy p{font-size:15px;line-height:1.55;color:#46546b;margin:10px 0}.v2-hero-copy small,.v2-story small{font:11px Arial,sans-serif;color:#718095}.v2-read{margin-top:auto;display:flex;align-items:center;gap:8px;border:0;background:none;color:#b84f34;padding:15px 0 0;font:700 12px Arial,sans-serif!important}.v2-section{margin-top:26px}.v2-section-head{display:flex;justify-content:space-between;align-items:baseline}.v2-panel h2,.v2-section h2{font-size:23px;line-height:1.1;margin:0 0 10px}.v2-helper,.v2-section-head span{font:11px Arial,sans-serif;color:#697487}.v2-helper{margin:0 0 10px}.v2-chips{display:flex;flex-wrap:wrap;gap:6px;margin-bottom:16px}.v2-chips button{font:11px Arial,sans-serif;background:#fff8f2;border:1px solid #e8d9cd;border-radius:20px;padding:7px 11px;display:flex;align-items:center;gap:4px;color:#12243d}.v2-chips button.selected{background:#12243d;color:#fff}.v2-search{width:100%;padding:12px;border:1px solid #e4d6cc;border-radius:8px;margin-bottom:15px}.v2-allgrid,.v2-cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));grid-gap:12px;gap:12px}.v2-story{text-align:left;border:0;border-radius:11px;overflow:hidden;background:#fff;height:100%;padding:0;color:#12243d;box-shadow:0 5px 15px #14243d10}.v2-story,.v2-story img{display:block;width:100%}.v2-story img{height:132px;object-fit:cover}.v2-story-body{padding:13px 13px 15px}.v2-story h3{font-size:19px;line-height:1.14;letter-spacing:-.3px;margin:8px 0 12px}.v2-hero-copy button:hover h1,.v2-story:hover h3{text-decoration:underline}.v2-allgrid .v2-large-card{grid-column:span 2}.v2-allgrid .v2-large-card img{height:245px}.v2-sidebar{display:flex;flex-direction:column;gap:14px}.v2-panel{background:#fff;border-radius:13px;padding:17px;box-shadow:0 5px 15px #14243d10}.v2-panel-head{display:flex;align-items:center;justify-content:space-between}.v2-panel-head span{font:700 10px Arial,sans-serif;color:#bd543d}.v2-quote{border-bottom:1px solid #e7e8eb;padding:11px 0 6px}.v2-quote>div{display:flex;justify-content:space-between;font:12px Arial,sans-serif}.v2-quote small{font:10px Arial,sans-serif;color:#647187}.v2-line{width:100%;height:27px;display:block;margin-top:2px}.v2-disclaimer{font:10px/1.4 Arial,sans-serif;color:#718095}.v2-sideintro{font:12px/1.5 Arial,sans-serif;color:#68768a}.v2-sliderlabel{display:flex;justify-content:space-between;font:11px Arial,sans-serif;margin:13px 0 6px}.v2-panel input[type=range]{width:100%;accent-color:#bf5437}.v2-loanresult{background:#f9e0d0;border-radius:9px;padding:13px;margin-top:14px;display:flex;flex-direction:column;gap:5px}.v2-loanresult small,.v2-loanresult span{font:11px Arial,sans-serif}.v2-loanresult b{font-size:25px}.v2-timeline{border-left:1px solid #e2d5cc;margin-left:5px}.v2-timeline button{display:block;position:relative;text-align:left;background:none;border:0;padding:0 0 16px 14px;width:100%;color:#12243d}.v2-timeline button:before{content:"";position:absolute;left:-4px;top:5px;width:7px;height:7px;background:#fff;border:1.5px solid #c2543a;border-radius:50%}.v2-timeline small{display:block;color:#728096;font:10px Arial,sans-serif;margin-bottom:4px}.v2-timeline strong{font:600 12px/1.35 Arial,sans-serif}.v2-newsletter{display:flex;gap:6px}.v2-newsletter input{min-width:0;flex:1 1;border:1px solid #eadacf;background:#fff7f1;border-radius:20px;padding:9px;font:11px Arial,sans-serif}.v2-newsletter button{border:0;border-radius:20px;background:#b95439;color:white;padding:8px 12px;font:700 11px Arial,sans-serif}.v2-footer{border-top:1px solid #e9dcd2;padding:24px 0;font:11px/1.6 Arial,sans-serif;color:#5e6879}.v2-footer span{display:block}.v2-article{max-width:820px;margin:40px auto 80px}.v2-back{background:none;border:0;color:#a84f37;margin-bottom:35px}.v2-article h1{font-size:clamp(36px,5vw,64px);line-height:1.05;margin:14px 0}.v2-lead{font-size:23px;line-height:1.4;color:#48566b}.v2-byline{font:13px Arial,sans-serif;margin:25px 0;gap:20px}.v2-byline,.v2-byline button{display:flex;align-items:center}.v2-byline button{border:0;background:none;gap:5px}.v2-article-img{width:100%;max-height:500px;object-fit:cover;border-radius:12px}.v2-article-body{font-size:20px;line-height:1.8;max-width:680px;margin:30px auto}.v2-modalshade{position:fixed;inset:0;background:#0a1b2ac2;display:grid;place-items:center;z-index:100}.v2-modal{background:#fff9f3;max-width:440px;padding:40px;border-radius:16px;position:relative}.v2-close{position:absolute;right:15px;top:15px;border:0;background:none}.v2-modal h2{font-size:32px}.v2-modal p{line-height:1.5}@media(max-width:950px){.v2-layout{grid-template-columns:minmax(0,1fr) 255px;gap:14px}.v2-hero{grid-template-columns:50% 50%}.v2-hero-copy{padding:20px}.v2-hero-copy h1{font-size:29px}.v2-story h3{font-size:16px}}@media(max-width:720px){.v2-container{padding-left:14px;padding-right:14px}.v2-header-inner{padding:14px}.v2-brand{font-size:27px}.v2-brand img{width:27px;height:27px}.v2-header-right>span{display:none}.v2-header-right{gap:8px}.v2-header-right button{font-size:11px}.v2-layout{display:block;padding-top:14px}.v2-hero{grid-template-columns:1fr}.v2-hero-image img{height:250px}.v2-hero-copy{min-height:250px}.v2-hero-copy h1{font-size:32px}.v2-allgrid,.v2-cards{grid-template-columns:repeat(2,minmax(0,1fr))}.v2-allgrid .v2-large-card{grid-column:span 2}.v2-sidebar{margin-top:25px}.v2-story img{height:120px}.v2-story h3{font-size:17px}.v2-section-head span{font-size:9px}}@media(max-width:420px){.v2-brand{font-size:23px}.v2-header-right{gap:3px}.v2-header-right .v2-pill{padding:7px!important}.v2-cards{gap:8px}.v2-story-body{padding:10px}.v2-story h3{font-size:15px}}.v2-root{background:#fcfaf8;color:#101e2e}.v2-header{background:#fcfaf8;border-color:#ddd9d4}.v2-header-inner{min-height:94px}.v2-brand{font-size:clamp(35px,4vw,54px);letter-spacing:-2.3px;gap:12px}.v2-brand img{width:44px;height:53px}.v2-header-right .v2-pill{background:#142436!important;color:#fff!important;border-color:#142436!important;border-radius:6px!important}.kp-nav{border-bottom:1px solid #d8d5d1}.kp-nav-inner{display:flex;justify-content:space-between;gap:15px;overflow:auto}.kp-nav button{white-space:nowrap;border:0;background:none;padding:15px 6px 13px;color:#152234;font:600 14px Georgia,serif;border-bottom:3px solid transparent}.kp-nav button.active{border-color:#142436}.v2-ticker{background:#fff;border-color:#e4e0dc}.v2-layout{grid-template-columns:minmax(0,1fr) 300px;gap:22px}.v2-hero{display:block;position:relative;min-height:440px;border-radius:7px;box-shadow:none;background:#12263a}.v2-hero-image{position:absolute;inset:0;width:100%;height:100%}.v2-hero-image:after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(5,15,24,.85),rgba(5,15,24,.22) 82%);pointer-events:none}.v2-hero-image img{height:100%;object-fit:cover}.v2-hero-copy{position:relative;pointer-events:none;justify-content:flex-end;min-height:440px;max-width:75%;padding:35px;color:white}.v2-hero-copy button{pointer-events:auto}.v2-hero-copy h1{font-size:clamp(31px,3.4vw,46px);line-height:1.08;letter-spacing:-1.2px;margin:12px 0}.v2-hero-copy .v2-kicker,.v2-hero-copy .v2-smallcaps{color:#fff}.v2-hero-copy .v2-smallcaps,.v2-hero-copy small{display:none}.v2-hero-copy p{color:#fff;font:15px/1.5 Arial,sans-serif;max-width:410px}.v2-read{background:#fff4e6!important;border-radius:5px!important;padding:12px 17px!important;color:#132437!important;margin-top:8px!important}.v2-panel{border:1px solid #e7e2dd;border-radius:8px;box-shadow:none}.v2-panel h2{font-size:23px}.kp-feature-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));grid-gap:13px;gap:13px;margin-top:20px}.kp-feature-grid .v2-story{border:1px solid #e7e2dd;border-radius:7px;box-shadow:none}.kp-feature-grid .v2-story img{height:145px}.kp-feature-grid .v2-story h3{font-size:20px}.kp-news-section{display:grid;grid-template-columns:1.3fr 1fr;grid-gap:20px;gap:20px;border-top:1px solid #d2d3d3;border-bottom:1px solid #d2d3d3;padding:20px 0;margin-top:25px}.kp-heading{display:flex;align-items:center;justify-content:space-between}.kp-heading h2,.kp-topics h2{font-size:26px;margin:0 0 12px}.kp-heading button,.kp-latest-row{background:none;border:0;color:inherit}.kp-heading button{display:flex;gap:6px;align-items:center;font:12px Arial,sans-serif}.kp-latest-row{display:flex;align-items:center;gap:15px;text-align:left;width:100%;border-bottom:1px solid #ddd;padding:13px 4px;font:14px Georgia,serif}.kp-latest-row time{font:12px Arial,sans-serif;color:#536071}.kp-latest-row span{flex:1 1}.kp-analysis{border-left:1px solid #ddd;padding-left:18px}.kp-analysis button{border:0;background:none;text-align:left;padding:0;color:inherit}.kp-analysis img{width:100%;height:170px;object-fit:cover;border-radius:5px}.kp-analysis h3{font-size:23px;line-height:1.13;margin:10px 0}.kp-analysis p{font:12px Arial,sans-serif;color:#536071}.kp-topics{margin-top:22px}.kp-topics>div{display:grid;grid-template-columns:repeat(5,1fr);grid-gap:10px;gap:10px}.kp-topics button{min-height:90px;align-items:flex-end;border:1px solid #ddd;border-radius:6px;padding:12px;background:linear-gradient(135deg,#e8eff0,#f9f7f3);font-weight:700}.kp-subscribe,.kp-topics button{display:flex;justify-content:space-between}.kp-subscribe{align-items:center;gap:20px;margin-top:26px;background:#112638;color:white;padding:25px 28px;border-radius:7px}.kp-subscribe small{color:#f1d6ad;font:700 11px Arial,sans-serif}.kp-subscribe h2{font-size:27px;line-height:1.05;max-width:550px;margin:8px 0}.kp-subscribe p{font:12px Arial,sans-serif}.kp-subscribe button{white-space:nowrap;background:#fff1df;color:#122438;border:0;border-radius:5px;padding:14px 17px;display:flex;align-items:center;gap:10px;font:700 13px Arial,sans-serif}.v2-section{margin-top:34px}.v2-story{box-shadow:none;border:1px solid #e8e2dd}.v2-chips button{background:#fff}.v2-root .v2-pill{background:#122438!important;color:#fff!important;border-color:#122438!important}@media(max-width:950px){.kp-feature-grid .v2-story h3{font-size:17px}.kp-topics>div{grid-template-columns:repeat(3,1fr)}.v2-hero-copy{max-width:90%}}@media(max-width:720px){.v2-header-inner{min-height:72px}.v2-brand{font-size:30px;letter-spacing:-1px}.v2-brand img{width:31px;height:39px}.kp-nav button{font-size:13px}.v2-hero,.v2-hero-copy{min-height:380px}.v2-hero-copy{max-width:100%;padding:24px}.v2-hero-copy h1{font-size:31px}.kp-feature-grid{grid-template-columns:1fr 1fr}.kp-news-section{grid-template-columns:1fr}.kp-analysis{border-left:0;padding-left:0}.kp-topics>div{grid-template-columns:repeat(2,1fr)}.kp-subscribe{display:block}.kp-subscribe button{margin-top:18px}}@media(max-width:420px){.kp-feature-grid{grid-template-columns:1fr}.v2-header-right>button:first-of-type{display:none}.v2-brand{font-size:26px}.v2-brand img{width:27px}}.v2-header-inner{min-height:118px;padding-top:18px;padding-bottom:18px}.v2-brand{display:inline-flex;align-items:center;gap:15px;flex-shrink:0;white-space:nowrap;font-family:Georgia,Times New Roman,serif!important;font-size:clamp(39px,4.2vw,59px)!important;line-height:1!important;font-weight:700!important;letter-spacing:-2.4px!important;text-align:left}.v2-brand img{display:block;width:58px!important;height:65px!important;object-fit:contain;flex-shrink:0}.v2-brand span{display:block;font:inherit;letter-spacing:inherit;line-height:1}@media(max-width:720px){.v2-header-inner{min-height:84px;padding:12px 14px}.v2-brand{font-size:clamp(25px,5vw,37px)!important;gap:8px;letter-spacing:-1.2px!important}.v2-brand img{width:39px!important;height:45px!important}}@media(max-width:420px){.v2-brand{font-size:26px!important}.v2-brand img{width:32px!important;height:38px!important}}.kp-article-page{background:#fffdfa;min-height:100vh;color:#102138}.kp-article-header{border-bottom:1px solid #e6e1da}.kp-article-header-inner{display:flex;justify-content:space-between;align-items:center;padding-top:22px;padding-bottom:22px}.kp-article-brand{display:flex;align-items:center;gap:10px;font:700 clamp(27px,4vw,42px) Georgia,serif;text-decoration:none;color:#102138}.kp-article-brand img{width:44px;height:50px}.kp-article-bottom a,.kp-article-header-inner>a:last-child,.kp-article-nav a{color:#102138;text-decoration:none}.kp-article-nav{border-bottom:1px solid #e6e1da;padding:15px 0;font-size:13px}.kp-article-nav span{color:#738092;margin:0 7px}.kp-article-content{max-width:1100px;padding-top:58px;padding-bottom:80px}.kp-article-heading{max-width:850px;margin:auto}.kp-article-heading h1{font:700 clamp(36px,5vw,68px)/1.1 Georgia,serif;letter-spacing:-1.5px;margin:20px 0}.kp-article-ingress{font:clamp(19px,2.2vw,25px)/1.5 Georgia,serif;color:#43546b}.kp-article-meta{display:flex;align-items:center;justify-content:space-between;gap:18px;flex-wrap:wrap;border-top:1px solid #e5e5e5;border-bottom:1px solid #e5e5e5;padding:17px 0;margin-top:26px;font-size:13px}.kp-article-actions{display:flex;gap:10px}.kp-article-actions button{border:1px solid #d8d8d8;border-radius:6px;background:white;padding:9px 13px;cursor:pointer}.kp-article-figure{margin:34px 0}.kp-article-figure img{width:100%;max-height:560px;object-fit:cover;border-radius:8px}.kp-article-figure figcaption{font-size:12px;color:#718096;margin-top:8px}.kp-article-text{max-width:730px;margin:48px auto;font:20px/1.85 Georgia,serif}.kp-article-text p{margin-bottom:26px}.kp-demo-note{padding:15px;background:#f5eee6;font:14px/1.6 Arial,sans-serif}.kp-article-bottom{max-width:730px;margin:auto;padding-bottom:40px}.kp-related{border-top:1px solid #ddd;padding-top:32px}.kp-related h2{font:700 30px Georgia,serif;margin-bottom:24px}.kp-related-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));grid-gap:20px;gap:20px}.kp-related-grid a{text-decoration:none;color:inherit}.kp-related-grid img{width:100%;height:170px;object-fit:cover;border-radius:6px}.kp-related-grid h3{font:700 21px/1.2 Georgia,serif;margin:10px 0}@media(max-width:700px){.kp-article-content{padding-top:30px}.kp-article-heading h1{letter-spacing:-.5px}.kp-article-text{font-size:18px}.kp-related-grid{grid-template-columns:1fr}.kp-related-grid img{height:200px}}.kp-ad{margin:20px 0 26px;text-align:center;min-width:0}.kp-ad-label{display:block;font:600 10px/1.5 Arial,sans-serif;letter-spacing:.13em;color:#777;margin-bottom:7px}.kp-ad a{display:block;overflow:hidden;border-radius:7px}.kp-ad img{display:block;width:100%;height:auto;object-fit:contain;max-height:280px}.kp-ad-advertiser{display:block;font:11px Arial,sans-serif;color:#777;margin-top:5px}.kp-ad-top img{max-height:210px}.kp-ad-sidebar{margin-top:0}.kp-ad-sidebar img{max-height:440px}.kp-ad-feed img{max-height:240px}@media(min-width:800px){.kp-ad-top{max-width:1000px;margin:22px auto 28px}.kp-ad-feed{max-width:850px;margin:24px auto}}.v2-allgrid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));grid-gap:18px;gap:18px}.v2-allgrid>div{min-width:0}.v2-allgrid .v2-story{width:100%;height:100%}.kp-pagination{display:flex;justify-content:center;align-items:center;gap:20px;margin:28px 0 14px;font-size:14px}.kp-pagination button{border:1px solid #d7d5d1;background:#fff;padding:10px 16px;border-radius:6px;cursor:pointer;color:#12243b}.kp-pagination button:disabled{opacity:.35;cursor:not-allowed}@media(max-width:800px){.v2-allgrid{grid-template-columns:repeat(2,minmax(0,1fr))}}@media(max-width:520px){.v2-allgrid{grid-template-columns:1fr}}.kp-article-text p,.v2-article-body p{margin:0 0 1.15em;line-height:1.8}.kp-article-text h2,.v2-article-body h2{font-family:Georgia,serif;font-size:clamp(1.35rem,2vw,1.8rem);line-height:1.3;margin:2.1em 0 .65em;font-weight:700}